Funds on deposit with Wisconsin River Bank are insured through the FDIC. The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government. The FDIC protects depositors of insured banks located in the United States against the loss of the deposits if an insured bank fails. Since the FDIC began operations in 1934, no depositor has ever lost a penny of FDIC-insured deposits. Please feel free to contact us with any questions you may have or visit the FDIC here.