Personal Debit & Credit Card Matters

We offer three personal rewards credit cards. Whichever card you choose, you’ll now have an easy way to purchase products or services!

Existing Cardholders

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Debit Cards:

Notify bank of travel

If you are planning to travel outside of Wisconsin, we recommend you call your branch location in advance. This will allow you to use your debit care in the area(s) you are traveling without raising red flags of fraudulent activity, which could cause your card to be “locked”, prohibiting use. You can also temporarily raise your credit limit to help meet your traveling needs.


During Business Hours:
Sauk City: 608.643.6300
Lodi: 608.592.7788
Janesville: 608.741.6280

After Business Hours:
Shazam: 1-800-383-8000
Press 3 for Customer Service,
Option 3 for Cardholder,
Option 1 for Lost or Stolen Card


SHAZAM BRELLA is an app for your mobile device that provides the convenience to manage your accounts wherever the road may take you. SHAZAM BRELLA delivers a safer, easier and faster mobile solution. With SHAZAM BRELLA, you will enjoy the benefits of the following:

  • Fraud alerts 24/7
  • Send money to other SHAZAM BRELLA users
  • Block & unblock your card
  • ATM locations, nationwide
  • Account balance information

Enroll today by downloading the free app from the Apple App Store or Google Play.
Select “Register” and follow the on-screen instructions.

Consumer Credit Cards

We here at Wisconsin River Bank we realize that different features in a credit card are important to different people. We have partnered with Elan Financial Services so that we can offer a variety of credit cards to suit your individual needs. Below is a brief explanation of each card and the benefits that offer so you can choose the card that delivers the benefits you want most.

Visa Platinum Card

Saving on Interest – The Visa Platinum card offer an extended introductory rate so you can transfer balances from other higher rate credit cards, saving you interest.
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Cash Rewards American Express Card

Earning Cash Back – This card rewards cash back on the most common purchases (gas and groceries) that you can redeem for cash. You earn 3% on eligible purchases at gas stations, 2% on eligible supermarket purchases and 1% cash back on all other eligible purchases.
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Visa Real Rewards Card

Earning Valuable Rewards– With the Visa Real Rewards Card, you earn 1.5 points per $1 spent on eligible net purchases. These points can be redeemed for cash back, travel rewards or merchandise and gift cards.
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Premier Rewards American Express Card

Earning Even More Rewards – If the option of earning even more rewards is what you are looking for, then this is the card for you. With the American Express Premier Rewards Card, you will enjoy the benefits of earning 4 points per $1 spent on eligible restaurant purchases, 3 points per $1 spent on airline purchase, 2 points per $1 spent on eligible gas station purchases and 1 point per $1 spent on all other eligible net purchases. Points can be redeemed for cash back, travel rewards or merchandise and gift cards.
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Visa College Real Rewards Card

Earning Valuable Rewards – If you are a college student, you know that the convenience and security of having a credit card is very important. You can also begin to build that all important credit score that will follow you throughout your adult life. With the Visa College Real Rewards Card, you can accomplish all of that while earning valuable rewards. You will earn 1.5 point per $1 spent on all eligible net purchases. You will also enjoy for perks of account alerts, online and mobile account access, autopay, zero fraud liability and a free credit score. You can redeem your for cash back, travel rewards or merchandise and gift cards.
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Visa Secured Card

Build or Rebuild your Credit – Have you applied for a credit card and been turned down because of bad credit or simply no credit. If so, this is the card for you. You will have the buying power and convenience of using a credit card while working to build or improve your credit. The Visa Secured Card works similar to a debit card. You open a savings account with a minimum of $300 and those funds are pledged as security for the credit card. You determine your credit limit based on the amount you deposit. You can then borrow and repay up to the balance of your account. All remaining funds are returned to you when you close the account. You will be provided with online account access, accounts alders, automatic bill pay and zero fraud liability. Must be at least 18 years of age, have a U.S. address and a valid Social Security Number or Individual Tax Identification Number to apply.
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Have a business? Check out our Business Credit Cards.