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Personal Savings & Certificates

Below is a chart that allows you to easily compare the variety of savings accounts available for you to choose from:

 Minor Savings AccountRegular SavingsHealth Savings
Minimum balance to open$25$100$100
Minimum balance to avoid fees$25$100$0
Total monthly charge$1.00*$4.00*$0
Number of monthly debit transactions allowed8 per quarter**6 per month**6 per month**
Age requirementsUnder 1818 and over
Internet Banking & eStatementsNo ChargeNo ChargeNo Charge
Visa Check Card (debit card)
Replace lost Visa Check Card
No Charge

$12.00
No Charge

$12.00
No Charge

$12.00
* if monthly balance requirements are not met* if monthly balance requirements are not met* if monthly balance requirements are not met
** $.50 per item charge for each debit transaction over monthly limit** $2.00 per item charge for each debit transaction over monthly limit** $2.00 per item charge for each debit transaction over monthly limit
The brochure Important Information about Deposit Accounts refers to a maintenance fee charge - this is the same as Service Charge displayed on monthly account statementThe brochure Important Information about Deposit Accounts refers to a maintenance fee charge - this is the same as Service Charge displayed on monthly account statement

Certificates of Deposit

CDs are available in a range of maturities from 3 months to 5 years, and a variety of rates.
To ensure that you receive the best value for your investment, please contact your personal banker; click here to see our branch locations and phone numbers.

Health Savings Accounts (HSA)

An interest bearing account that can receive contributions on a tax-favored basis on behalf of an eligible individual and allows tax-free distributions used to pay for qualified medical expenses. See your tax specialist for specifics.

Note: Wisconsin River Bank is not engaged in rendering tax, investment or legal advice. If tax, investment or legal advice is required, please seek the services of your qualified professional advisor.

Benefits

All personal accounts at Wisconsin River Bank include these accessory services and benefits:

  • FDIC Insured,
  • Personalized Service,
  • Easy to use and access:
    • In Person
    • 24-Hour Telephone Banking
    • Online Banking, with eStatements
  • ACH and Direct Deposit accepted to any account,
  • Free ATM or Debit Card,
  • Combined monthly statements optional,
  • Reserve Checking Account (overdraft protection) available*, and,
  • Many other accessory services.

*Subject to credit approval

For more information on any of the Bank’s Savings Account options, call or visit a Personal Banker at one of our convenient locations.

Important FDIC Notice Regarding Noninterest-Bearing Transaction Accounts